Help Loved Ones Manage the Cost of a Final Goodbye.
Final expense insurance is typically a smaller permanent life policy designed to help cover funeral costs and other end of life expenses.
Focused protection for a specific need.
This coverage may be useful for people who want a straightforward benefit intended to reduce the financial burden on family members.
- Funeral and burial expenses
- Outstanding medical or household bills
- Smaller legacy goals
- Permanent coverage with level benefits in many products
- Simplified underwriting options depending on the carrier
Start with your goals.
Coverage recommendations should be based on your needs, budget, health, time horizon, and available carrier options.
Schedule a ConsultationUnderstand the basics before you apply.
Is final expense insurance the same as burial insurance?
The terms are often used interchangeably. Both generally describe smaller permanent life insurance policies intended for end of life expenses.
Does it require a medical exam?
Many final expense products use health questions and prescription history instead of a traditional medical exam, but requirements vary.
How quickly does coverage begin?
Some policies offer immediate full benefits. Others may include a graded benefit period based on health and underwriting.