NEW HOMEOWNER PROTECTION

Your new home is a milestone.
Protect the people who make it home.

A new mortgage is a major commitment. Explore life insurance that can help your loved ones manage mortgage payments and family expenses if you pass away.

Insurance Inquiry →

Often no medical exams or blood tests required. Same day coverage may be available to qualifying applicants. Eligibility varies by carrier and underwriting.

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Protect your mortgage

Review coverage amounts and terms that align with your mortgage and other financial obligations.

Protect your family's choices

A life insurance death benefit can help loved ones make decisions about staying in their home.

Choose a sustainable budget

Compare available options based on your needs and a premium you can comfortably maintain.

Read our guide: Life insurance after buying a house →

Buying, recently purchased or refinancing?

Tell us what you would like to protect. We will review suitable life insurance options with you.

Frequently asked questions

Is mortgage protection the same as private mortgage insurance?

No. Private mortgage insurance generally protects the lender against certain borrower defaults. Mortgage protection through life insurance can provide a death benefit to named beneficiaries, subject to the policy.

Do I have to buy life insurance from my mortgage lender?

You can generally shop for personal life insurance independently of your lender. Review any specific loan requirements and compare policy features and premiums.

How much life insurance should a new homeowner consider?

Consider the mortgage balance, household income, existing coverage, dependents, other debts and a premium you can comfortably maintain. A licensed agent can help review options.

Life insurance is subject to underwriting, policy terms, exclusions and carrier availability. Available accelerated death benefits may reduce the death benefit and are not disability insurance. Coverage and rates are not guaranteed. SummitLine Protection Group serves clients in states where appropriately licensed.