SKILLED TRADES PROTECTION

You build what matters.
Protect who matters most.

For the people who work with their hands and support their families, explore personal life insurance options tailored to your financial responsibilities.

Insurance Inquiry

Often no medical exams or blood tests required. Same day coverage may be available to qualifying applicants. Eligibility varies by carrier and underwriting.

Explore coverage details

Protect loved ones

Life insurance may help your family manage housing, bills and future expenses if you pass away.

Keep coverage personal

Review personally owned options that are not tied to a particular employer.

Review available benefits

Some policies offer qualifying accelerated death benefits, subject to specific conditions and limitations.

Electrician, HVAC technician, plumber or builder?

Review available coverage with an agent who can explain underwriting, policy terms and premiums.

Frequently asked questions

Can electricians and HVAC technicians qualify for life insurance?

Many skilled trades workers can apply. Carriers evaluate health and other risk factors, and some job duties may affect eligibility or premiums.

Does life insurance cover accidents at work?

Life insurance generally pays a death benefit for a covered death under policy terms. Exclusions and limitations vary. It does not replace workers compensation or disability insurance.

Can I keep my life insurance if I change contractors?

Personally owned coverage generally stays with the policyholder when changing jobs, as long as premiums are paid and the policy remains in force.