Portable personal coverage
Explore policies you own rather than relying exclusively on employer group coverage.
SELF EMPLOYED PROTECTION
You work for yourself.
Protect those who depend on you.
When your income comes from your own work, personally owned life insurance can help protect the people who rely on it. Explore coverage based on your obligations and budget.
Insurance InquiryOften no medical exams or blood tests required. Same day coverage may be available to qualifying applicants. Eligibility varies by carrier and underwriting.
Explore coverage details
Family income protection
A death benefit may help loved ones manage everyday expenses and outstanding obligations.
Flexible options
Review available term and permanent life insurance choices with costs you can maintain.
Contractor, consultant or freelancer?
Tell us about your protection goals and compare available options with a licensed agent.
Frequently asked questions
Can self employed workers buy life insurance?
Yes. Self employed individuals may apply for personally owned life insurance. Eligibility and premiums depend on individual underwriting and policy selection.
Is personal life insurance portable between clients or contracts?
Personally owned life insurance is generally not tied to a particular employer or client, provided the policy remains in force and premiums are paid.
Is term or permanent life insurance better for freelancers?
The choice depends on coverage duration, dependents, obligations, long-term goals and affordability. Term and permanent products have different costs and features.
Life insurance is subject to underwriting, policy terms, exclusions and carrier availability. Available accelerated death benefits may reduce the death benefit and are not disability insurance. Coverage and rates are not guaranteed. SummitLine Protection Group serves clients in states where appropriately licensed.